Always use a secure website: Look for “https” in the URL and a padlock icon in your browser’s address bar. This ensures your connection is encrypted.
Strong Passwords and Account Security
- Create unique, strong passwords for each online account. Use a password manager to help you generate and store them securely. Enable two-factor authentication (2FA) whenever possible. This adds an extra layer of security, requiring a code from your phone or email in addition to your password. Regularly review your account activity for any unauthorized access. Report suspicious activity immediately.
Think before you share: Only provide necessary personal information. Avoid sharing sensitive data like your full social security number or driver’s license number unless absolutely required.
Protecting Your Payment Information
Use reputable payment methods like PayPal or credit cards with fraud protection. These offer better consumer protection than debit cards. Check your bank and credit card statements regularly for any unauthorized charges. Report discrepancies promptly. Avoid using public Wi-Fi for online transactions. Public networks are more vulnerable to hacking.
Website and Vendor Vetting
- Research the website and vendor before making a purchase. Read reviews and check for a physical address and contact information. Avoid sites with poor reviews or a lack of transparency. Be cautious of websites that seem too good to be true. Extremely low prices or unbelievable offers can be red flags. Review the website’s privacy policy. Understand how they collect, use, and protect your data.
Protecting Your Device
Keep your software updated: Regularly update your operating system, browser, and antivirus software. This helps protect against known vulnerabilities.
Understanding Cookies
Manage your cookies: Most browsers allow you to control cookie settings. Learn how to manage cookies to limit the tracking of your online activity.
